Title Insurance Coral Gables
Title insurance protects what you just bought from problems hidden in a property's past. We examine the title, explain your coverage in plain English, and issue the policy at closing. Free consultation.
Free consultation. No obligation.
Why title insurance matters
Every property has a history, and some of it can come back to bite you: a hidden lien, a recording error, a forged deed, an heir nobody knew about. Title insurance protects you and your lender from those losses if they surface after closing. We explain owner's and lender's policies in plain English and match the coverage to your property and your loan, and we examine the title thoroughly before any policy is issued.
What we handle
We coordinate the title commitment, the premium disclosures, any endorsements, and delivery of the final policy at closing, working alongside your lender and real estate agent. Our attorney reviews the exceptions and requirements to head off post-closing headaches, so your policy reflects the real risks of a condo near Miracle Mile or a home in the Biltmore area.
How you get a policy
First we run a full title search and clear anything we find. Then, at settlement, you receive the owner's and/or lender's policy with your final documents. If the search turns up a problem, we fix it through title issue resolution before closing, and I coordinate directly with the closing to keep your timeline intact.
Common questions
What is title insurance and do I need it in Florida?
It protects owners and lenders against hidden defects such as an unreleased lien, fraud, a recording error, or an undisclosed heir, the kind of thing that can threaten your ownership after closing. It's a one-time premium that lasts as long as you own the property.
What's the difference between an owner's policy and a lender's policy?
A lender's policy protects the bank's interest up to the loan amount. An owner's policy protects your equity and your legal rights. Most buyers get both at closing for full coverage.
How much does title insurance cost in Florida?
Premiums are set by the state based on the purchase price and loan amount, with added fees for endorsements and closing services. We quote the exact cost up front and explain any optional coverage.
Can a law firm issue title insurance policies?
Yes. Working through a licensed title agency, we can underwrite and issue policies, which combines the legal review and the insurance in one streamlined closing.
Does title insurance cover issues found before closing?
If a defect shows up during the search, we work to clear it before funding. The policy covers risks that weren't excluded and only surface after it's issued; known issues are handled through curative work, endorsements, or a contract fix.
Rooted in Coral Gables. Admitted throughout Florida.
The office is on Galiano Street, two blocks off Miracle Mile. Most of the work is close to it: Miami-Dade, Broward, Palm Beach, and the Keys. We take cases anywhere in the state.
- Coral Gables
- Miami-Dade
- Broward
- Palm Beach
- The Florida Keys
- All of Florida
Talk to a Coral Gables attorney
Tell us what happened. We will tell you what deadlines are already running, what the matter is realistically worth, and whether we are the right firm for it. Including when the answer is no. Free consultation. No obligation.