Title Insurance Coral Gables
Title insurance protects what you just bought from problems hidden in a property's past. We examine the title, explain your coverage in plain English, and issue the policy at closing. Free consultation.
Free consultation. No obligation.
Why title insurance matters
Every property has a history, and some of it can come back to bite you: a hidden lien, a recording error, a forged deed, an heir nobody knew about. Title insurance protects you and your lender from those losses if they surface after closing. We explain owner's and lender's policies in plain English and match the coverage to your property and your loan, and we examine the title thoroughly before any policy is issued.
What we handle
We coordinate the title commitment, the premium disclosures, any endorsements, and delivery of the final policy at closing, working alongside your lender and Realtor. Our attorney reviews the exceptions and requirements to head off post-closing headaches, so your policy reflects the real risks of a condo near Miracle Mile or a home in the Biltmore area.
How you get a policy
First we run a full title search and clear anything we find. Then, at settlement, you receive the owner's and/or lender's policy with your final documents. If the search turns up a problem, we fix it through title issue resolution before closing, and coordinate with our real estate closings team to keep your timeline intact.
Claims and support when it counts
Claims are uncommon, but they happen. If a covered title defect comes up, we help you notify the carrier and pursue the remedies available to you. And if a dispute falls outside the policy, we can advise on your legal options to protect your property in Miami-Dade.
Common questions
What is title insurance and do I need it in Florida?
It protects owners and lenders against hidden defects such as an unreleased lien, fraud, a recording error, or an undisclosed heir, the kind of thing that can threaten your ownership after closing. It's a one-time premium that lasts as long as you own the property.
What's the difference between an owner's policy and a lender's policy?
A lender's policy protects the bank's interest up to the loan amount. An owner's policy protects your equity and your legal rights. Most buyers get both at closing for full coverage.
How much does title insurance cost in Florida?
Premiums are set by the state based on the purchase price and loan amount, with added fees for endorsements and closing services. We quote the exact cost up front and explain any optional coverage.
Can a law firm issue title insurance policies?
Yes. Working through a licensed title agency, we can underwrite and issue policies, which combines the legal review and the insurance in one streamlined closing.
Does title insurance cover issues found before closing?
If a defect shows up during the search, we work to clear it before funding. The policy covers risks that weren't excluded and only surface after it's issued; known issues are handled through curative work, endorsements, or a contract fix.
Rooted in Coral Gables.
We were born and built here. We take cases throughout Florida, with our primary focus on South Florida and the Keys. From Miracle Mile to the Biltmore, you get a local team that knows these streets, these courts, and these neighborhoods.
- Coral Gables
- Miami-Dade
- Broward
- Palm Beach
- The Florida Keys
- All of Florida
Talk to a Coral Gables attorney
Tell us what's going on. We'll listen, explain your options in plain language, and be honest about how we can help. Free consultation, no obligation.